Cody Touchette Movement Mortgage · NMLS 83216 Start an application

Kirkland, Washington · Seattle Eastside

A clearer way to move home.

Mortgage guidance from Cody Touchette, Branch Leader at Movement Mortgage, grounded in your goals, your numbers, and the move you want to make.

Start your application Call (206) 909‑2007
Cody Touchette Branch Leader NMLS 83216
Lake Washington and Kirkland at sunset
Cody Touchette, Branch Leader at Movement Mortgage
Home base Kirkland, WA 47.6769° N

Lake Washington · looking west from the Eastside

Scroll to explore
01

Trusted guidance starts with facts you can verify.

4.79 Profile rating Movement profile ↗
1,420 Profile reviews View source ↗
83216 Personal NMLS Verify license ↗
02

Your move, made understandable

Start with the life decision, then build the loan around it.

  1. First home

    Turn the unknowns into a plan.

    Bring the questions you have now. Cody can help you understand the steps, what documents matter, and what your next useful decision looks like.

    Eastside-inspired modern home among mature evergreens after rain
    Illustrative · Eastside home

  2. Next move

    Connect the sale, purchase, and timing.

    When one move depends on another, seeing the whole picture early can make the available paths easier to compare.

    Downtown Kirkland at dusk
    Kirkland, WA

  3. Complex income

    Make a complicated financial picture legible.

    Self-employment, variable income, or a less conventional scenario starts with careful documentation and a case-by-case review.

    Warm Pacific Northwest great room and kitchen at blue hour
    Illustrative · At home

Kirkland, WA · Local context. Clear decisions.

Begin with a conversation
Seattle skyline and Mount Rainier seen across Lake Washington Across the lake · Seattle & Mount Rainier
03

Eastside perspective

Local isn’t a slogan. It’s context.

Kirkland, Bellevue, and the greater Seattle Eastside move quickly, and every buyer arrives with a different picture.

Cody’s Kirkland office gives clients a real local point of contact while Movement’s lending platform supports the process behind the scenes.

  • Kirkland
  • Bellevue
  • Seattle Eastside
View the Kirkland office
04

A place worth moving toward

The home is the reason.

Before the documents and decisions, there is a life you want the move to make possible. Take a moment to picture it.

View
Skip visual story
Eastside-inspired modern home among mature evergreens after rain
01 Arrive

A front door worth planning around.

The numbers matter because the life on the other side does. Start with what you want the move to make possible.

Warm Pacific Northwest interior with cedar, basalt, and wooded windows
02 Settle in

Room for the life you’re building.

A clear lending conversation connects today’s financial picture with the home, timing, and monthly reality you want to evaluate.

Tree-lined Eastside-inspired neighborhood at blue hour after rain
03 Belong here

Eastside living, seen up close.

Tree-lined streets, established neighborhoods, and the energy of the greater Seattle region all shape what moving here can mean.

Representative visual study

Eastside-inspired illustrative imagery. Homes shown are not listings and are not affiliated with Cody Touchette or Movement Mortgage.

05

Sketch a scenario

Run your numbers.
See the shape of a payment.

No forms, nothing saved, nothing sent. Sketch a scenario here, then bring the real questions to a real conversation.

$850,000
20% · $170,000
6.500%

Yours to set. This page does not quote rates.

Loan term
Tax, insurance, and HOA assumptions
0.90% / yr

An assumption you can change, not your actual tax bill.

$1,800 / yr
$0 / mo

Estimated monthly payment

30 yr · 6.500% assumed

$4,298/mo

Principal and interest only

Principal & interest
$4,298
Property tax
Not included
Homeowners insurance
Not included
HOA dues
Not included
Mortgage insurance
Not estimated
Loan amount
$680,000
Total interest over term
$867,303

In plain English In year one, about 85% of your principal and interest goes to interest. By year 20, principal takes the larger share. See it year by year

Talk through your real numbers
Email this scenario to Cody

Illustrative math with assumptions you set. Not a rate quote, an offer of credit, or a preapproval. Full disclosure below.

Illustrative math only. This tool is not a rate quote, an offer of credit, a preapproval, or lending advice. The rate shown is an assumption you choose, not a rate offered by Cody Touchette or Movement Mortgage. By default, figures reflect principal and interest only. If you include taxes and insurance, the property tax rate, homeowners insurance, and HOA amounts are illustrations you set, not estimates of your actual tax bill, an insurance quote, or your association's dues. Mortgage insurance is never estimated or included. Actual rates, payments, and eligibility depend on a full application, credit review, and market conditions. Your scenario lives only in this page's address; nothing is stored or sent unless you choose to share it.

Your scenario, year by year

Where your payment goes

The principal and interest payment stays the same every month. What it pays for does not. Scroll to watch interest and principal trade places across the term you set above.

Each year of payments, split $680,000 loan · 6.500% assumed · 30 yr
  • Principal
  • Interest
  • Balance still owed

Illustrative math on your own assumptions. Principal and interest only. Not a quote, an offer, or advice.

  1. 01Year one

    85%

    of year one's principal and interest goes to interest: $43,976 of the $51,577 paid that year. $7,601 reduces the balance.

  2. 02The crossover

    Year 20

    is the first year principal takes the larger share: $26,047 to principal, $25,530 to interest.

  3. 03Halfway

    $493,402

    is still owed 15 years in, halfway through the term. That is about 73% of the $680,000 borrowed.

  4. 04The whole term

    $867,303

    in interest over 30 years, about $1.28 for every dollar borrowed. All in, $1,547,303 of principal and interest.

Illustrative math only, built from the price, down payment, rate assumption, and term you set in the calculator above. Shows principal and interest only; property tax, insurance, HOA dues, and mortgage insurance are not included. The rate is your assumption, not a rate offered by Cody Touchette or Movement Mortgage. Not a rate quote, an offer of credit, a preapproval, or lending advice.

Adjust your numbers
06

The Touchette Team

Nine people.
One point of contact.

Cody leads every loan from the first conversation to the closing table. Specialists handle each stage behind him, and Cody stays your first call the whole way.

Leading every stage

  • Cody Touchette Branch Leader · Your point of contact
  • Dustin Urlacher Loan partner
Start with Cody

  1. Stage 01

    Preapproval

    Start with your goals, income, and documents. The preapproval team reviews the details with you so you know where you stand before you write an offer.

    Handled by

    • Josh Pryor Preapproval specialist
    • Brendan Ries Preapproval specialist
    • Chris Werner Preapproval specialist

  2. Stage 02

    Under contract

    Once an offer is accepted, the file moves into processing: appraisal, underwriting conditions, and timing, coordinated with your agent and the title company.

    Handled by

    • Randy Cantrell Team Captain
    • Kim Capone Executive Assistant

  3. Stage 03

    Closing

    Final documents, the signing appointment, and the keys. The closing coordinators keep the last steps organized with title and escrow.

    Handled by

    • Amelia Maxwell Closing Coordinator
    • Alex Watkins Closing Coordinator
Cody Touchette in Kirkland, Washington
07

Meet your loan officer

Cody
Touchette

Branch Leader at Movement Mortgage. Based in Kirkland. Here to make a consequential decision feel more straightforward.

Buying a home comes with real questions. Cody’s stated approach is simple: explain the process, answer what matters, and help clients understand their options before the next decision.

Title
Branch Leader
Company
Movement Mortgage
NMLS
83216
Office
Kirkland, WA
Email Cody View Movement profile ↗

Where Cody lends

Three Puget Sound offices, licensed coast to coast.

31 states plus Washington, D.C.: Licensed jurisdictions on Cody’s Movement profile

Kirkland is home base, with offices in Bellevue and Seattle’s Eastlake neighborhood. The license list runs well past Washington, so a relocation or a second home in another licensed state can start with the same conversation.

  • Alabama
  • Arizona
  • California
  • District of Columbia
  • Florida
  • Georgia
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana (temporary authority)
  • Maryland
  • Michigan
  • Minnesota
  • Missouri
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • Nevada
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington (home state)
  • Wisconsin

Per Cody’s Movement profile license list. Verify any license at NMLS Consumer Access ↗

Offices

Serving Kirkland, Bellevue, Seattle, Bothell, and the Eastside across King County and greater Puget Sound.

  • Home base

    Kirkland

    11255 Kirkland Way
    Suite 110
    Kirkland, WA 98033
    Directions
  • Office

    Bellevue

    225 108th Ave NE
    Suite 250
    Bellevue, WA 98004
    Directions
  • Office

    Eastlake

    Eastlake · Seattle, WA

Client record · public reviews

1,420 reviews on Cody’s Movement profile

Read enough of them and the same few words keep surfacing: communication, patience, updates.

Ratings by platform, out of 5

Cody Touchette, Branch Leader at Movement Mortgage
Cody Touchette · Branch Leader · Kirkland, WA

Excerpts from client reviews

  • “We were first time home buyers and had loads of questions, that all got answered. And when the sale took longer than expected everyone worked so hard to get it wrapped up…”

    Madison D Homebuyer · Jul 2026

  • “The entire team made the process quick and simple. They had great communication and gave consistent updates the entire time.”

    Alexandria E Homebuyer · Aug 2026

  • “…even when we changed gears and decided to close early everything went smooth and we closed on time.”

    Rory H Homebuyer · Sep 2026

  • “Great communication, patient with my many questions and emails”

    Daniel Z Homebuyer · Jul 2026

  • “Smooth process and honestly it was stress free.”

    Tyler L Homebuyer · Sep 2026

  • “The team is knowledgeable and communicates the process at every step.”

    Robbin L Homebuyer · Aug 2026

  • “Easy to communicate with. If there was a problem, I could call and get clarification.”

    Rohit K Homebuyer · Jul 2026

Excerpts shown verbatim from public client reviews on Cody’s Movement Mortgage profile, collected by Experience.com; shortened excerpts are marked with an ellipsis. Ratings as of September 2026. Platform counts overlap (the Movement total already includes some reviews posted elsewhere), so they are not added together. Reviews describe individual experiences and are not a guarantee of any loan outcome or timeline.

08

Good questions are welcome

Before you’re ready, get clear.

You do not need to have the process figured out before reaching out. That is what the conversation is for.

Ask Cody a question
01 Where should I start if I’m thinking about buying?

Start with your goals, timing, income, and budget, not a specific loan product. Cody can help identify the next useful step and explain what information will matter before you decide how to proceed.

02 Do you work with first-time homebuyers?

Yes. First-time buyers can begin with questions and learn how the process, documentation, available loan options, and qualification requirements fit their situation.

03 What areas do you serve?

Cody is based in Kirkland and works with clients across Kirkland, Bellevue, and the greater Seattle Eastside. His Movement profile also lists licenses in multiple states; see the licensing section below for the current official list.

04 Can you help if I’m self-employed?

Self-employed income often requires a closer look at documentation and the full financial picture. Cody can review your situation and explain which paths may be worth exploring. Qualification is determined case by case.

05 Will asking questions affect my credit?

A conversation by itself is not a credit authorization. Before any credit-related step, ask Cody what will happen, what permission is required, and how that step fits the process.

06 What if I’m considering a refinance?

Start with the reason you are considering it. Cody can help you compare the available information and understand whether the next step makes sense for your goals. Rates, products, and eligibility can change.

Your next move can start here

Let’s make the path
clear.

Secure Movement application Start your application

Applying starts a secure profile with Movement Mortgage. Loan approval and available terms remain subject to review and qualification.

Call (206) 909‑2007 Email Cody.Touchette@movement.com Visit 11255 Kirkland Way, Suite 110
Kirkland, WA 98033
Start application